Posted: Sep 21, 2013 2:30 pm
If we get rid of it, will my overdraft disappear?
Yes it will.
If you want an alternative "system", although this is highly floured, the only one I can think of at the moment is this.
Everyone is entitled to anything they want. You can have any car you want, go on any holiday you want. All you have to do to get it is put your request in to the relevant section/company and the speed at which you receive it is based upon the amount of work and the importance of the work or "man hours" you have contributed. So the new way of trading in effect is "man hours" and importance of the work you've done.